Joining the Fund

Opting out

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You might feel that paying into a pension isn’t right for you at the minute – although you are strongly advised to take independent advice before making such an important decision.

How do I opt out?

Contact the RPMI ​Helpline at 0800 2 343434 or email ​to ​request an opt-out pack. Please have your pension reference number and National Insurance number to hand when you contact RPMI.

You should read the information in the pack thoroughly before completing the opt-out form and returning to RPMI.

If you have less than two years' membership (including any transferred-in membership), you will be entitled to a refund of your contributions (less tax and National Insurance) or a transfer value to another pension arrangement.

If you have over two years' membership, your benefits will be preserved until you retire or transfer them to another pension arrangement.


Puzzled about pensions?

​We might have the answer in our Frequently Asked Questions! CHECK NOW »