Paying into CARE

CARE stands for 'Career Average Revalued Earnings'. You are in the CARE section if you joined the Fund on or after 1 April 2015.

Find out more about your benefits below, and don't forget to sign up for your personal myFund account today.

My benefits

The Fund offers valuable benefits to CARE members and their families.

My options

How will you take your retirement benefits?

Looking after your loved ones

Your pension could benefit your nearest and dearest - so is your Nomination form up to date?

Your tax limits

See our short videos to learn more about pensions tax.

Want to opt out?

Are you thinking of leaving the Fund?

3 things you should do...

Now you have joined the Fund, what should you do next?

AVC Extra: save more

You can add more to your pension through AVC Extra.

Life's big changes

What happens to your benefits if you're ill or separate from a partner?

Transferring benefits

You can transfer benefits in or out of the Fund.

Forms

Forms to help you to manage your pension.

Help and advice

Need advice on your pension or options? Don't worry, help is at hand!

Also in this section

Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.