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  • Pension essentials Chevron Down Icon
    I'm new to the Fund
    10 things to know about pensions
    Nominations for death benefits
    Saving more
    Pension tax limits
    Transferring in or out
    The State Pension
    Guidance and advice
    Divorce and my pension
    Pension scams
    Your Maximum Pension Age and maximum membership 
  • In the Fund Chevron Down Icon
    I'm paying into the 1970 section
    My Fund pension Benefits of my membership My contributions Saving more My circumstances have changed Leaving the Fund and opting out
    I'm paying into the 2007 section
    My Fund pension Benefits of my membership My contributions Saving more My circumstances have changed Leaving the Fund and opting out
    I'm paying into the CARE section
    My Fund pension Joining and auto-enrolment Benefits of my membership Saving more My contributions My circumstances have changed Leaving the Fund and opting out
    I'm planning to take my pension
    How much I'll need for retirement When to retire Staying in work Ways to take my pension Making the right decision Applying for my pension Transferring my pension Guidance and advice Watch out for pension scams
    Saving more with BRASS and AVC Extra
    Saving more with BRASS Managing my BRASS Saving more with AVC Extra Managing my AVC Extra How investments work BRASS fund choices Fund prices and performance Fund risk ratings Taking my BRASS Taking my AVC Extra AVC Extra fund choices
  • Retired members Chevron Down Icon
    My pension payments and P60s
    Annual pension increase
    Updating my bank details
    My pension when I die
    Working after I take my pension
    The State Pension
    Penfriend
    Useful contacts
  • Knowledge Hub Chevron Down Icon
    Help and Support
    Read as You Need Guides Video library FAQs Glossary Get in touch How to give us feedback or make a complaint Retirement Budgeting Calculator Reporting the death of a member Forms My communication preferences Financial wellness support
    News and views
    News updates Newsletters Have your say with Platform
    About the Fund
    Valuation Fund documents The Trustee Tracing our members 200 years of rail
    Investments
    Our approach to investing Where we invest Sustainable Ownership Investment glossary Investment reports

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Railways Pensions is powered by Railpen Limited
© Railpen Limited 2010-2025. Registered Office: 100 Liverpool Street, London EC2M 2AT

Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.

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