Transferring your benefits 

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Whether you're thinking about transferring pension benefits in or out of the Fund, it is strongly recommended that you take independent financial advice first.

Transfer-in  

If you are contributing to the Fund, you can transfer benefits in from other approved pension schemes ​to buy extra membership.

 If you joined BTP from a Home Office force, you can apply for a transfer of past benefits under a bilateral transfer agreement. Whil​e there is currently no bilateral transfer agreement in place for members of the CARE arrangement, if you are interested in transferring your Home Office pension to BTP, you should register your interest in doing so with RPMI. 

RPMI can then issue a transfer quotation once a bilateral transfer agreement is in place. Log into your account or email csu@rpmi.co.uk.

Transfer-out 

You can transfer all your Fund benefits (plus any AVC Extra funds you hold) to another approved scheme. If your defined-benefit benefits are over £30,000, you ​must prove that you have taken independent financial advice before the transfer ​can be considered.

You must check that the scheme you want to transfer your benefits to accepts transfers-in. 

Please email csu@rpmi.co.uk or phone our Helpline on 0800 012 1117 to request a transfer-out.