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  • Pension essentials Chevron Down Icon
    What is the Fund? Benefits Need more advice? Opting out Forms
  • In the Fund Chevron Down Icon
    Paying into 1970 or 2007 section  Paying into CARE No longer paying in Planning for retirement BRASS AVCs AVC Extra Your Maximum Pension Age and maximum membership  Taking a career break
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    Pension payments and P60s Pension payment calendar Death benefits Annual pension increase The State Pension Returning to work? Penfriend Useful contacts Contact us Overseas bank details Tracing our members
  • Resources Chevron Down Icon
    Retirement Budgeting Calculator Forms Read as you Need guides Video library Frequently asked questions Latest news Reporting a member's death Divorce and my pension Glossary Newsletters Pension scams Report & Accounts Sustainable Ownership Taskforce on Climate-Related Financial Disclosures (TCFD) Report Statement of Investment Principles Staff travel How to give us feedback or make a complaint Contact us Communication preferences Financial Wellness Support
  • Time for tax

    Feb 13, 2025
    The tax year ends on 5 April. That means there’s still time to understand how tax affects your pension savings and to save more if you’re able.
    Full story
  • Railpen in Cambridge: investing for the future

    Feb 6, 2025
    As part of its investment in property, Railpen, the investment and administration manager of the railways pension schemes, is developing a cluster of sites in Cambridge, UK.
    Full story
  • Your 10-point New Year pension checklist

    Jan 17, 2025
    Use this handy checklist to start the year with your pension in order.
    Full story
  • Applying for your pension benefits if you’re no longer paying in

    Jan 8, 2025
    Here’s how to apply for your pension benefits, as a preserved member of the Fund.
    Full story
  • Your communication, your choice

    Jan 6, 2025
    You will now get most of your pension paperwork online, unless you tell us you want paper copies.
    Full story
  • Your December issue of Focus is out now!

    Dec 18, 2024
    The latest issue of the Focus, the newsletter for members currently paying into the Fund, is now online.
    Full story
  • Changes to your inbox in your online account

    Dec 12, 2024
    We've recently made some changes to your inbox when you log in to your online account to improve your online experience.
    Full story
  • Festive season Helpline opening hours

    Dec 9, 2024
    Our Helpline opening hours will be slightly different over the festive period.
    Full story
  • £17.7 million was lost to pension fraud in 2023 - keep your pension safe!

    Dec 2, 2024
    £17.7 million was lost to pension fraud in 2023, with an average loss of £46,959 per person.
    Full story
  • Retired LGBTQIA+ people, come forward and share your stories

    Nov 15, 2024
    The National Railway Museum are on the lookout for retired LGBTQIA+ people willing to share their experiences of working in rail.
    Full story
  • Open the door to money talk, this Talk Money Week (4-8 November)

    Nov 4, 2024
    It’s Talk Money Week (TMW), an opportunity to have more open conversations about money.
    Full story
  • Autumn Budget 2024

    Oct 31, 2024
    On 30 October the Chancellor of the Exchequer, Rachel Reeves, delivered the government’s Autumn Budget for 2024.
    Full story
  • Sustainable Ownership Member Review 2023

    Oct 28, 2024
    Find out more about our approach to investing and what we did on members’ behalf in 2023.
    Full story
  • Make or update your will for free this month

    Oct 7, 2024
    It’s important to make and update your will, even if you think you don’t need one.
    Full story
  • Your Autumn-Winter 2024 issue of Penfriend is out now!

    Sep 30, 2024
    Your latest issue of Penfriend, the newsletter for retired members of the railways pension schemes, is now available online.
    Full story
  • Moving closer to a paperless pension

    Sep 25, 2024
    You’ll soon stop getting some of your pension documents by post, unless you’ve opted in to paper copies
    Full story
  • Do you know someone with a Heart of Gold?

    Sep 19, 2024
    Railway Benefit Fund (RBF) is looking for people in the rail industry who have made a real difference in their workplace or community.
    Full story
  • Have your say in how we communicate about your pension

    Sep 10, 2024
    Based on member feedback, we’re planning some changes to the ways we communicate about your pension and we need your help to get it right.
    Full story
  • It's pension engagement season!

    Sep 9, 2024
    Pension Engagement Season is back for 2024 with more useful content, pension problem-solving and handy tips to help you get behind the driving seat of your pension.
    Full story
  • How will my Fund pension be paid when I stop working?

    Sep 2, 2024
    We’re marking this National Payroll Week (2-6 September) with this whistle stop guide to how your Fund pension could be paid to you when you stop working.
    Full story
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Also in this section

  • Retirement Budgeting Calculator
  • Forms
  • Read as you Need guides
  • Video library
  • Frequently asked questions
  • Latest news
  • Reporting a member's death
  • Divorce and my pension
  • Glossary
  • Newsletters
  • Pension scams
  • Report & Accounts
  • Sustainable Ownership
  • Taskforce on Climate-Related Financial Disclosures (TCFD) Report
  • Statement of Investment Principles
  • Staff travel
  • How to give us feedback or make a complaint
  • Contact us
  • Communication preferences
  • Financial Wellness Support
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Railways Pensions is powered by Railpen Limited
© Railpen Limited 2010-2025. Registered Office: 100 Liverpool Street, London EC2M 2AT

Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.

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