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  • Pension essentials Chevron Down Icon
    What is the Fund? Benefits Need more advice? Opting out Forms
  • In the Fund Chevron Down Icon
    Paying into 1970 or 2007 section  Paying into CARE No longer paying in Planning for retirement BRASS AVCs AVC Extra Your Maximum Pension Age and maximum membership  Taking a career break
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    Pension payments and P60s Pension payment calendar Death benefits Annual pension increase The State Pension Returning to work? Penfriend Useful contacts Contact us Overseas bank details Tracing our members
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    Retirement Budgeting Calculator Forms Read as you Need guides Video library Frequently asked questions Latest news Reporting a member's death Divorce and my pension Glossary Newsletters Pension scams Report & Accounts Sustainable Ownership Taskforce on Climate-Related Financial Disclosures (TCFD) Report Statement of Investment Principles Staff travel How to give us feedback or make a complaint Contact us Communication preferences Financial Wellness Support
  • Your Summer issue of Focus is out now

    Aug 23, 2024
    The latest issue of your Focus newsletter, for active members currently paying into a Fund pension, is now online.
    Full story
  • Investing in Real Assets

    Aug 12, 2024
    When we talk about investments, you may automatically think of things like stocks and shares, but your pension is invested in something far more tangible too…
    Full story
  • Make time to update your death benefit nominations today

    Jul 10, 2024
    We don't like to think about a time when we aren't here for our family.
    Full story
  • Boost your financial fitness and your mental and physical health, this World Wellbeing Week (24-30 June)

    Jun 24, 2024
    When we’re financially fit, we are happier, less stressed and more present. When we don’t feel in control of our finances, this can have a significant impact on our wellbeing, and make daily tasks difficult.
    Full story
  • BRASS, IWDC and AVC Extra – upcoming changes

    Jun 21, 2024
    The Trustee has reviewed the investment funds and lifestyle strategies available to members in the BRASS and AVC Extra arrangements.
    Full story
  • Your pension is invested on your behalf

    Jun 18, 2024
    The money in your pension does more for you, and the world, than you might think. Read on to find out more…
    Full story
  • Railpen’s 2023 Stewardship Report online now

    Jun 6, 2024
    Read the latest Stewardship Report, to learn more about how the Scheme’s administrator and investment manager, Railpen, is working to shape the behaviour of the companies it invests in and what that means for you, as a member.
    Full story
  • Talking money matters with children and young people

    Jun 3, 2024
    Research shows children’s attitudes about money are well developed by age 7. So, it’s never too early to start building their understanding of and confidence in financial matters.
    Full story
  • New oral history project collects rail LGBTQIA+ stories

    May 31, 2024
    Members of the Fund with a connection to LGBTQIA+ are welcome to get involved.
    Full story
  • Preserved members - watch out for Extra!

    May 30, 2024
    This year's issue will be landing on your doorsteps soon.
    Full story
  • Moving closer to a paperless pension

    May 23, 2024
    In response to members’ requests for a paperless pension, you’ll soon be able to get some of your paperwork online rather than by post.
    Full story
  • The power in preparing for your future part 2: Why it’s so important to think ahead

    May 16, 2024
    Research has proven that planning ahead could have a positive impact on the lifestyle you have in retirement, help to build your financial confidence and even boost your mental health.
    Full story
  • The power in preparing for your future part 1: Your step-by-step guide to planning ahead

    May 15, 2024
    As the saying goes, mighty oaks from little acorns grow. Here’s why doing a small amount of planning for your future today, could make a big difference to your life after work tomorrow.
    Full story
  • Your Spring-Summer issue of Penfriend is out now!

    May 8, 2024
    The latest issue of Penfriend, our newsletter for retired members of the railways pension schemes, is now available online.
    Full story
  • Life re-starts at retirement

    May 7, 2024
    We’ve pulled together our top tips to help ease recent retirees into life after work and enrich their experiences.
    Full story
  • Read your Spring Focus online

    Apr 16, 2024
    The latest issue of the Focus newsletter for members currently paying into the Fund is now online.
    Full story
  • Take control of your financial wellbeing with the new MoneyFit

    Apr 10, 2024
    Your MoneyFit tool has been improved with some exciting new features, now available in your myFund account.
    Full story
  • New Lump Sum Allowances being introduced

    Apr 3, 2024
    The Lifetime Allowance (LTA) will end in April 2024 and will be replaced by new allowances. Although not everyone is affected by the change, this article explains the developments and what they might mean for you.
    Full story
  • Is the State Pension enough to live on?

    Apr 3, 2024
    The State Pension will increase by 8.5%, to £221.20 a week in April. But here’s why that might not be enough to make ends meet when your working days are over…
    Full story
  • For the 2024/25 year, your railways pension will increase by up to 6.7%

    Mar 28, 2024
    Your 2024/25 pension increase will be effective from 8 April 2024. Here’s more information about your pension increase.
    Full story
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Also in this section

  • Retirement Budgeting Calculator
  • Forms
  • Read as you Need guides
  • Video library
  • Frequently asked questions
  • Latest news
  • Reporting a member's death
  • Divorce and my pension
  • Glossary
  • Newsletters
  • Pension scams
  • Report & Accounts
  • Sustainable Ownership
  • Taskforce on Climate-Related Financial Disclosures (TCFD) Report
  • Statement of Investment Principles
  • Staff travel
  • How to give us feedback or make a complaint
  • Contact us
  • Communication preferences
  • Financial Wellness Support
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Railways Pensions is powered by Railpen Limited
© Railpen Limited 2010-2025. Registered Office: 100 Liverpool Street, London EC2M 2AT

Each of Railpen Limited (registered in England and Wales No. 2315380) and Railway Pension Investments Limited (RPIL) (Registered in England and Wales No. 1491097) is a wholly owned subsidiary of Railways Pension Trustee Company Limited (Registered in England and Wales No. 2934539). Registered office for each company: 100 Liverpool Street, London EC2M 2AT. RPIL is authorised and regulated by the Financial Conduct Authority for some of its activities. The administration of occupational pension schemes is not a regulated activity. Full details about the extent of RPIL's authorisation and regulation by the Financial Conduct Authority are available from us on request.

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