Your future starts here

What’s going on in the pensions world?

Keep up to date with the latest pensions news and developments in the Fund.

You can read the new digital version here. If you'd like to download the PDF, you can do so here.

In this issue, you'll find articles on: 

• Keeping us up to date: now that you’re taking your pension, it’s still important to let us know any changes to your circumstances.
  

• Making the most of your website: discover the benefits of having an online account.
  

• Pension news in summary: your regular pensions news updates, including important information on the Pension Schemes Bill and Inheritance Tax for pensions.
  

• Report & Accounts 2024 summary: a summary of key financial figures and membership numbers from the schemes.
  

• The rich heritage of rail: how one Penfriend reader is capturing chapters of railway history.
  

• How we’ve celebrated 200 years of rail and #BeyondTheTracks: marking the opening of the Darlington & Stockton Railway in 1825.

You'll also find your regular features of the Chair's message, Rail Staff Travel updates, stories, letters and photos. Thank you to everyone who has written in to us.

Your printed copy of Penfriend

If you've opted into receiving a printed copy, this should be with you in the next few days.

In the meantime, you can read the latest issue on the dedicated newsletter page.

We’d love to hear what you think of this issue

If you enjoyed this issue, or have any suggestions on where we could improve, please tell us what you think by filling out this short survey. 

Would you like to feature in the next issue?

Thank you to all who got in touch with us and contributed to this issue. If you'd like to feature in an upcoming issue of Penfriend, please send your letters and photos to penfriend@railpen.com.