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My Fund pension

There are a variety of benefits when you save into a pension, and the sooner you start, the better.

Welcome to your Fund pension

By joining the Fund, you’ve already made a great start towards a better future!

How your Fund pension works

Your Fund pension is a Defined Benefit (DB) pension.

This means that when you come to retire, it will pay you a regular income based on your salary and how long you’ve been a member of the Fund, rather than the amount of money you’ve contributed to the pension.

The 1970 Section is ‘final salary’ which means it will give you a guaranteed annual income for life, based on your final average salary.

The 1970 Section into which you’re paying is closed to new joiners. It is only for members who joined the Fund before 1 April 2007 or joined after that date but had protection from a Home Office force.  

Your Member Guide provides all of the information you need to get started. You can access it and find out which type of pension you have, by registering for a myFund account.

Manage your pension

The easiest way to manage your Fund pension and actively plan for retirement is to use your myFund account.

You can get a copy of your Member Guide, ask for estimates, use planning tools, check/update your details... and more!

What to do first - registering for a myFund account

The first thing to do is to register for your secure myFund online account.

All you need to register is your:

  • Pension Reference Number – you can find this in your welcome letter
  • National Insurance number
  • Date of birth
  • Email address (use a personal email address if you have one, rather than your workplace one)

If you would like to use a mobile number to log in to your account in the future, you can add one in at the registration stage. This will need to be verified once you've logged in to your account.

Once you log in, you'll be able to:
  • visit the New Joiner area for an overview of how your membership works
  • watch a short video explaining how to use the website
  • find your Member Guide, which explains your benefits and options
  • check or change the funds you invest in
  • ask for estimates of your retirement benefits
  • complete a 'Nomination' to say who you'd like us to make a payment to if you die

What to do after registering for a myFund account

As soon as possible you should do the following 3 things after registering for a myFund account:

1. Nominate for your death benefits 

Your family and/or beneficiaries could get a cash lump sum if you die. By nominating, you can say who you’d like that lump sum to be paid to.

You can make, check and change your nominations anytime in your myFund account. Simply log in and go to the My Pension area and then the My Nominations page.

For more information about nominations and why they’re important please see the nominations for death benefits page.

2. Get to grips with your online tools

Whether you want to plan for your life after work, or simply want to know more about pensions and the Fund, there are plenty of tools on this website to help.

  • Video library – a range of informative videos easily accessible in one place
  • Web content – all the information on this website about the Fund and pension topics, including downloadable resources to help you on your pension journey
  • MoneyFit – MoneyFit is a simple financial wellness tool designed to help you understand your current financial circumstances. Check it out!

Try the Retirement Budgeting Calculator

It's a quick and easy-to-use tool to help you work out how much income you might need in retirement, to enjoy the lifestyle you hope for. It can be really helpful for members who have time to plan ahead and who want to save a little more.

Key features:

  • Provides an indication of the 3 Retirement Living Standards issued by the Pension and Lifetime Savings Allowance (PLSA)
  • Flexible to enable you to reflect your individual wants and needs in retirement
  • Generates an individual income target based on your inputs
3. Remember to check back regularly

Life never stands still and your retirement plans and circumstances may change. So it’s important to review your pension regularly to make sure it meets your current and future needs.

This includes checking:

  • your contact information
  • your nominations
  • how much your pension might be worth when you stop work
  • where any Additional Voluntary Contributions you might have made are invested, to make sure the funds they are invested in are still appropriate

You can also find regular updates to help manage your pension in the news and views section of the website.